Empowering growth with

SMART LENDING

Because your needs come first

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Competitive Interest Rates

starting from 1.20% per month

Fast Turnaround Time

within 48 hours

Terms & Conditions Apply

Flexible Loan Tenure

12 to 120 months

MSME Loans

We understand the needs of Micro, Small, and Medium Enterprises (MSMEs). Whether you're a

  Retailer
  Shopkeeper
  Service Provider
  Small-Scale Manufacturer
  Exporter
  Distributor
  Contractor
  Professional

Our MSME Loans are tailored to fuel your business expansion, address working capital needs, support expansion, new venture or startups, asset acquisition and last-mile funding, seasonal funding and facilitate asset acquisition. We provide the financial support you need with flexible tailored loan options.

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Key Features

Loan Amount

Starting from ₹3 Lakhs

Repayment Tenure

Customised as per your cash flow

Interest Rates

Starting @1.20% per month tailored to your financial needs

Collateral Options

You have freedom to offer collateral of your own choice

Fair Processing

Transparent and affordable charges

Eligibility Criteria

Business Vintage

Minimum 3 years with operating profit.

Document Proof

ITRs, GST returns, Udyam registration, financials, bank statements etc.

Credit Score

600+ (higher for unsecured portion)

Loan Purpose

Working capital, business expansion, creation of new assets purchase, payment of costlier debt, etc.

LTV

Up to 50% of asset value.