Empowering growth with

SMART LENDING

Because your needs come first

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Competitive Interest Rates

starting from 1.20% per month

Fast Turnaround Time

within 48hours

Terms & Conditions Apply

Flexible Loan Tenure

12 to 120 months

Affordable Housing Finance

We understand that finding a place to call home is one of life’s most important milestones. Our Affordable Housing Financing options are designed to help you achieve your dream, whether you’re purchasing a new property, renovating your current space, or making necessary repairs. With flexible terms and accessible loan amounts, we provide the financial support you need to transform your housing aspirations into reality. Our financing options are structured to offer you peace of mind as you embark on your homeownership journey.

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Key Features

Loan Amount

Starting from ₹5 Lakhs

Diverse Loan Options

For new homes, renovations, repairs, plot construction, or home extensions

Flexible Repayment

Plans Choose terms that suit your budget, with tenures of up to 10 years

Interest Rates

Starting @1.20% per month tailored to your financial needs

Transparent Charges

No hidden fees, clear pricing

Quick & Easy Process

Fast approvals, minimal paperwork

Eligibility

Available for salaried employees, self-employed professionals, and entrepreneurs

Eligibility Criteria

Age

21–60 years (≤65 years at maturity)

Employment

Salaried (2-year vintage) / Self-Employed (3 years in business)

Documents

Salary slips / ITRs / Bank statements, etc.

LTV

Up to 80% of property value

Property Requirements

Clear title, legal ownership, and no encumbrances

Repayment

NACH mandate, tenure up to 10 years.