Mr. Rajiv Agarwal
Founder & CEO
Mr. Rajiv Agarwal brings extensive expertise in the financial services sector. As a Chartered Accountant, he has developed a strong foundation in debt management, strategic business planning, risk management, and financial restructuring. Under his visionary leadership, Vallabhi Capital has built a robust structured lending model, targeting niche markets with a focus on MSME lending. His strategic insights and deep industry understanding have positioned VCPL as a provider of innovative financial solutions.
Mr. Ishan Agarwal
Director
With over a decade of experience spanning IT and ITES services, e-commerce, and FMCG, Mr. Ishan Agarwal has held key roles at leading organisations, including Tata 1mg and Patanjali Ayurveda Limited etc. His expertise in technology and innovation ensures that VCPL remains at the forefront of technological advancements, driving growth and delivering value to the company and its stakeholders.
Mr. Divesh Mishra
Director and Business Head
Mr. Divesh Mishra brings four decades of extensive experience in the banking sector, having worked with industry giants such as the State Bank, HDFC Bank, Société Générale (A European financial services groups), and Bank International Indonesia. Being the National Head of Business Bank and MSME Lending, Corporate Banking, internet banking, credit management, financial inclusion, and operations, he pioneered electronic banking solutions for large corporates. An alumnus of IIM Kashipur, Mr. Mishra plays a pivotal role in shaping VCPL’s strategic direction.
Dr. Nirmal Bansal
Independent Director
Dr. Nirmal Bansal offers four decades of rich experience in banking and financial services, having served organisations like HDFC Bank, Corporation Bank, Times Bank, and FINO Payment Bank. His expertise spans wholesale banking, government business, digital solutions, financial inclusion, and payment solutions. Holding a Ph.D. and a D.Litt. in Banking and Finance, Dr. Bansal provides valuable insights and guidance to VCPL’s strategic initiatives.