Sl. No

Nature of Charges

Rate

Stage at which to be recovered

1.

Processing Charges

Up to 3% + GST

Upfront or from first disbursal amount.

2.

Administrative Charges

Up to 2% + GST

Upfront or from first disbursal amount.

3.

CIBIL

Rs.500.00 + GST

With processing charges.

4.

CERSAI

Rs.100 +GST per entry

At the time of making entry in CERSAI site

5.

Penal Interest

36% p.a for the default period on outstanding amount

Monthly with charging documented interest.

6.

EMI Bouncing Charges

Rs.2000/ per bounce + GST

At the time of bouncing

7.

Copy of Property Documents

Rs.1000/ +GST per property

At the time of request for copy.

8.

Old Statement of Account

Rs.500/ + GST per FY

At the time of request for statement.

9.

Statement for foreclosure Amount

Rs.1000 + GST 

At the time of request for statement.

10.

Cash Collection Charges

Rs.1000 + GST  per collection

At the time of submitting request.